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| 1. Choose a vehicle. |
| 2. Confirm your credit score with the help of Fair Isaac & Company (FICO) which will determine and judge your personal credit. |
| 3. StandingFICO scores are based on your payment history, credit usage, credit history and types of credit. |
| 4. The credit rating is done in three types |
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A score above 680 makes you a "Prime Lender". |
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A score between 550-680 classifies you as "Sub Prime". |
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A score below 550 is an indicator of poor credit history, which would make it difficult for you to obtain a car loan to buy a vehicle . |
| 5. Check out your credit rating with other companies and other lending institutions. |
| 6. The following sites could come handy when looking for a car loan |
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www.roadloans.com. |
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www.capitaloneautofinance.com. |
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www.autoloansbadcredit.net . |
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